Terms of Use

Last updated: September 30, 2025

Important investment notice

Kenzi is a filtering and information service only. We are not providing investment advice.

  • Capital at Risk: All investments carry risk and you may lose some or all of your money
  • No Investment Advice: We provide filtering tools but do not recommend specific investments
  • Your Responsibility: All investment decisions are entirely your own
  • Trading212 Regulation: Your investments are held with Trading212, which is FCA regulated
  • Tax Responsibility: You are responsible for your own tax obligations and reporting

Introduction

Welcome to Kenzi, an investment filtering platform that helps you identify funds based on your preferences. These Terms of Use ("Terms") govern your use of our website, mobile application, and related services (collectively, the "Service") operated by Kenzi ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.

Nature of Our Service

Filtering Service Only:

  • • We provide tools to filter and search investment funds based on your specified criteria
  • • We display information about funds that match your filtering preferences
  • • We facilitate connections to Trading212 for executing transactions
  • • We do not provide investment advice, recommendations, or guidance on specific investments

Our role is limited to providing filtering tools and displaying fund information. Any references to funds being "popular" or appearing in certain categories are based solely on objective criteria such as size, trading volume, or user selection frequency, not investment merit.

Investment Risks and Disclaimers

Key risk warnings:

  • Capital at Risk: The value of investments can go down as well as up and you may get back less than you invested
  • Past Performance: Past performance is not indicative of future results
  • No Guarantees: There are no guarantees of investment returns or capital protection
  • Market Volatility: Markets can be volatile and investments may fluctuate significantly
  • Currency Risk: International investments may be subject to currency exchange rate fluctuations

You acknowledge that you understand these risks and that all investment decisions are made at your own discretion and risk.

Regulatory Information

Important regulatory details:

  • • Kenzi is not regulated by the Financial Conduct Authority (FCA)
  • • We are not authorized to provide investment advice or recommendations
  • • Trading212, through which investments are executed, is FCA regulated
  • • Your investments are held with Trading212 and are subject to their terms and FCA protection

Tax and Legal Responsibilities

You are solely responsible for understanding and complying with all tax obligations relating to your investments, including but not limited to:

  • • Capital gains tax on investment profits
  • • Income tax on dividends received
  • • Reporting requirements to relevant tax authorities
  • • Compliance with local tax laws and regulations

We strongly recommend consulting with a qualified tax advisor or accountant regarding your specific tax situation.

Geographic Restrictions

Our service may not be available or appropriate for residents of all countries. Users are responsible for ensuring compliance with local laws and regulations.

Residents of certain jurisdictions, including but not limited to Italy and France, may face additional regulatory restrictions. You are responsible for determining whether our service is legally available in your jurisdiction.

Acceptance of Terms

By accessing and using Kenzi, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Your continued use of the Service following the posting of any changes to these Terms constitutes acceptance of those changes.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. It is your responsibility to check these Terms periodically for changes.

Use of Services

Our Service allows you to filter investment funds, view fund information, and connect with Trading212 for investment execution. You may use our Service for lawful purposes only and in accordance with these Terms.

You agree not to use the Service:

  • • For any unlawful purpose or to solicit others to unlawful acts
  • • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • • To infringe upon or violate our intellectual property rights or the intellectual property rights of others
  • • To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
  • • To submit false or misleading information
  • • To treat filtering results as investment advice or recommendations

Eligibility

You must be at least 18 years old to use our Service. By using our Service, you represent and warrant that you are at least 18 years of age and have the full right, power, and authority to enter into this agreement.

If you are using the Service on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to these Terms.

Account Registration

To access certain features of our Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Account responsibilities:

  • • Provide accurate and complete information during registration
  • • Keep your password secure and confidential
  • • Notify us immediately of any unauthorized use of your account
  • • Update your information to keep it current and accurate
  • • Acknowledge that you understand the risks of investing

Prohibited Conduct

You agree not to engage in any of the following prohibited activities:

Technical violations:

  • • Attempting to gain unauthorized access to our systems
  • • Using automated scripts or bots to access the Service
  • • Reverse engineering or attempting to extract source code
  • • Interfering with or disrupting the Service

Content violations:

  • • Uploading malicious code or viruses
  • • Sharing false or misleading information
  • • Violating any applicable laws or regulations
  • • Infringing on intellectual property rights

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Kenzi and its licensors. The Service is protected by copyright, trademark, and other laws.

You retain ownership of any content you submit to the Service, but you grant us a license to use, modify, and display such content in connection with providing the Service.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

Disclaimer of Warranties

The information contained in this website is for general information purposes only and should not be considered as financial advice. We are not responsible for any investment decisions you make.

The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Kenzi expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We make no warranty that the Service will meet your requirements, be available on an uninterrupted, timely, secure, or error-free basis, or that any errors will be corrected. We do not guarantee the accuracy, completeness, or timeliness of fund information displayed.

Limited Liability

In no event shall Kenzi, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, investment losses, or other intangible losses, resulting from your use of the Service.

We are not responsible for any investment losses, trading decisions, or financial outcomes resulting from your use of our filtering service or any information displayed through our platform.

Our total liability to you for all claims arising out of or relating to the use of or any inability to use any portion of the Service shall not exceed the amount you paid us during the twelve (12) months prior to such claim.

Indemnification

You agree to defend, indemnify, and hold harmless Kenzi and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).

This includes claims arising from: (a) your use of and access to the Service; (b) your violation of any term of these Terms; (c) your violation of any third party right, including without limitation any copyright, property, or privacy right; (d) any claim that your content caused damage to a third party; or (e) any investment decisions or financial losses.

Governing Law

These Terms shall be interpreted and governed by the laws of the United Kingdom, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Us

If you have any questions about these Terms of Use, please contact us:

• Email: legal@trykenzi.com

• Website: www.trykenzi.com

We aim to respond to all inquiries within 48 hours during business days.

These Terms of Use were last updated on September 30, 2025.
Please review these terms regularly as they may be updated from time to time.